Building Financial Confidence Together

We've spent years helping Australians understand banking better. From home loans to business accounts, we make complex financial concepts clear and actionable.

Started with Real Questions

Back in 2019, we kept hearing the same concerns from friends and family. "Why do banks charge these fees?" "What's the difference between these loan types?" "How do I actually improve my credit score?"

Instead of giving quick answers, we decided to create something more useful. perionavira began as weekend workshops in Blacktown, teaching practical banking skills. Now we help thousands of Australians make informed financial decisions through our education programs.

What hasn't changed is our approach. We still explain things the way you'd want a trusted friend to explain them – clearly, honestly, and without the banking jargon that confuses more than it helps.

Financial education workshop session with participants learning about banking services

What Drives Our Teaching

These principles shape every program we develop and every conversation we have with participants.

Real-World Focus

We teach banking concepts using actual scenarios you'll encounter. No theoretical examples – just practical skills you can use immediately when dealing with your bank.

Individual Progress

Everyone starts with different financial knowledge and goals. Our programs adapt to where you are now and help you build understanding at your own pace.

Ongoing Support

Learning doesn't stop after the program ends. We provide resources and guidance as you navigate real banking situations and make important financial decisions.

The People Behind the Programs

Our team combines years of banking experience with a genuine passion for education. We've all been where you are – trying to understand how banking really works.

Kieran Molloy, Head of Financial Education at perionavira

Kieran Molloy

Head of Financial Education

After 12 years in retail banking, Kieran brings insider knowledge about how banks actually make decisions. He specializes in demystifying loan applications and credit assessments.

Sienna Carlisle, Senior Banking Consultant at perionavira

Sienna Carlisle

Senior Banking Consultant

Sienna's background in business banking helps small business owners understand commercial lending, cash flow management, and business account structures that actually work.

Interactive banking education session with hands-on learning materials One-on-one banking consultation helping participant understand loan options

How We Actually Teach This Stuff

Forget sitting in rows listening to lectures about banking theory. Our programs are built around the questions you actually need answered. What should you ask when comparing home loans? How do you read a bank statement properly? Why did your loan application get declined?

We use real bank documents, actual fee schedules, and current interest rate examples. You'll practice filling out applications, learn to spot problematic loan features, and understand what banks look for when assessing your financial position.

Most participants leave feeling more confident about their next banking conversation. They know what questions to ask, what terms to negotiate, and how to avoid common mistakes that cost money.

Our next comprehensive program starts in August 2025, with specialized workshops beginning in September. We keep groups small so everyone gets individual attention when working through their specific banking challenges.

Ready to Understand Banking Better?

Join Australians who've already improved their banking knowledge through our practical education programs.

Get Program Information